tag:blogger.com,1999:blog-89820120581820789262024-03-14T00:42:11.234-04:00Oseme FinanceGlobal Finance | Risk Management | Investment Advisory ServicesOseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.comBlogger155125tag:blogger.com,1999:blog-8982012058182078926.post-86907683134950906862013-02-13T23:09:00.000-05:002013-02-13T23:18:11.657-05:00Global Investment – The Ideal Portfolio
By M. Isi Eromosele
In a world of unprecedented uncertainty, it is no longer
possible to optimize investment portfolios on an asset class by asset class
basis, nor are naïve asset allocation strategies acceptable.
One should never assume that the future will resemble the
past, unless there is strong reason to believe so. The experience of the stable
1980s and 1990s has caused many lazy Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-64359383450932513452013-02-13T18:30:00.000-05:002013-02-13T23:22:36.298-05:00Financial Institutions 2013 – A Global Analysis
By M. Isi Eromosele
Since 2007, the reduction in bank leverage has been largely
achieved through retained earnings and capital raisings. The fall in equity
valuations and consequential negative impact on equity raising has shifted
focus to the asset side of bank balance sheets.
Pressure on banks to deleverage is increasing as they seek
to address capital and funding
requirements Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-30333127448394482512013-02-09T20:09:00.000-05:002013-02-13T23:21:14.189-05:00The Role Of Global Financial Development
By M. Isi Eromosele
The worldwide financial crisis has starkly highlighted the
importance of financial systems and their role in supporting economic development,
ensuring stability and reducing poverty.
Global Finance matters, both when it functions well and when
it functions poorly. Supported by robust policies and systems, global finance works
quietly in the background, contributing to Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-30959436961336710562012-12-26T16:48:00.000-05:002012-12-26T16:48:50.916-05:00Foreign Exchange Risk Management
By M. Isi Eromosele
Never before have global companies been so exposed to
currency market volatility and the risks associated with it. As supply chains
stretch around the globe, more companies are venturing farther into foreign
markets, buying and selling goods in places long considered out of reach for
all but the largest multinationals.
These international ventures often generate Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-36687596169838242982012-12-26T03:15:00.000-05:002012-12-26T03:15:18.863-05:00Emerging Markets Investing
By M. Isi Eromosele
While the benefits of investing in emerging markets (EM) has
been well articulated: higher expected growth rates, improving macroeconomic
fundamentals, favorable demographics and competitive cost structures, investors
still grapple with the best way to achieve exposure to emerging markets.
Investing in emerging market equities benchmarked against
the MSCI EM Index hasOseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-35583578411518643762012-09-08T18:21:00.000-04:002012-09-08T18:33:11.463-04:00Foreign Direct Investment - Global Trends By Region
By M. Isi Eromosele
Compared with assets of nearly $5 trillion under management,
FDI by sovereign wealth funds (SWFs) is still relatively small. By 2011, their
cumulative FDI reached an estimated $125 billion, with more than a quarter of
that in developing countries.
However, with their long-term and strategically oriented
investment outlook, SWFs appear well placed to invest in Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-53865185250855656072012-09-08T17:49:00.000-04:002012-09-08T17:49:27.796-04:00Global Investment - Moving Toward New Investment Policies
By M. Isi Eromosele
Prospects for foreign direct investment (FDI) continue to be
fraught with risks and uncertainties. At $1.5 trillion, flows of global FDI
exceeded pre-financial crisis levels in 2011, but the recovery is expected to
level off in 2012 at an estimated $1.6 trillion.
Despite record cash holdings, transnational corporations
have yet to convert available cash into new and Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-5254076569057421022012-09-08T15:56:00.000-04:002012-09-08T15:56:32.789-04:00Investment Industry Of The Future
By M. Isi Eromosele
The pace of change in the investment industry is more rapid
than ever before, creating enormous challenges for institutional investors,
investment managers and intermediaries such as consultants.
In this more complex investment world, not all organizations
will be agile enough to exploit the new opportunities on offer. Those that make the
attempt will Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-61595089800423201912012-08-27T21:41:00.000-04:002012-08-27T21:41:59.332-04:00A New Era In Global Wealth Management
By M. Isi Eromosele
As a result of the current geopolitical reality, significant
economic uncertainty and profound change in the regulatory and consumer
environments, many high net worth investors are struggling with the reality of
the new normal, ever increasing change and uncertainty in the global markets.
In an Oseme Group analysis of the private banking and wealth
management sectors, Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-70640931910203594452012-08-27T18:54:00.001-04:002012-08-27T18:54:33.969-04:00Global Wealth Management – Targeting Growth Through New Markets
By M. Isi Eromosele
Wealth management firms have traditionally targeted the
ultra high net worth individuals (UHNWIs) and high net worth individuals
(HNWIs) segments. This is not surprising, because these segments collectively
represent almost fourteen times the financial opportunity of the next largest customer
segment on a yearly basis.
However, an in-depth analysis of the remaining Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-77238768400047519632012-08-27T00:10:00.000-04:002012-08-27T00:10:39.551-04:00Effective Global Wealth Management Strategies
By M. Isi Eromosele
As firms enter the wealth management arena, they will have
to answer important questions about the methods they use to deliver their
unique value proposition to their chosen customers, the role of technology in
serving those customers profitably and their strategy for differentiating
themselves in a fiercely competitive market.
Opportunities to increase revenue are Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-16615953018369423622012-08-26T18:50:00.000-04:002012-08-27T00:45:01.161-04:00Goals-Based Wealth Management
By M. Isi Eromosele
Goals-based wealth management has attracted a lot of
attention over the last few years as the global financial crisis that started
in 2008 changed the way many families look at how their wealth is managed.
While significant losses in market value have occurred at
other times in history and did not necessarily modify investors’ attitudes, this
global crisis was Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-91039294313065285562012-08-15T23:08:00.002-04:002012-08-15T23:08:44.597-04:00Diversifying Into Global Bonds and Currencies
By M. Isi Eromosele
Global investors, particularly those in the U.S.
have expressed increasing concern about the stability of their own domestic markets. Over the
last two years, investors have worried about the de-basing of their domestic currency,
the credit quality of their “risk-free” bond market and what will happen when
their Central Banks start to tighten monetary Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-51631770174369484942012-08-15T21:46:00.000-04:002012-08-15T21:46:12.687-04:00Strategic Framework For Building A Financial Services Practice
By M. Isi Eromosele
The strategic framework for setting a Financial Services
Practice should be based on the interaction of five cross-functional business
processes that deal with strategy development, value creation, multi-channel
integration, information management and performance assessment.
These processes make a greater contribution to
organizational prosperity collectively than Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-5559298976845806182012-07-27T10:49:00.000-04:002012-07-27T10:49:07.461-04:00Effective Stress Testing In Global Finance
By M. Isi Eromosele
The depth and duration of the financial crisis has led many
banks and supervisory authorities to question whether stress testing practices
were sufficient prior to the crisis and whether they were adequate to cope with rapidly changing
market conditions.
In particular, not only was the crisis far more severe in
many respects than was anticipated by banks' Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-77521990248416345672012-07-27T09:46:00.000-04:002012-07-27T09:46:34.798-04:00Aligning Finance, Risk and Treasury Operations In Banking
By M. Isi Eromosele
Banks must meet more varied regulations today than ever. The
sheer scale and scope of banking regulations, including Dodd-Frank, Basel III
and IFRS pose challenges to all financial institutions, from the smallest bank
to the largest financial services enterprise.
Financial organizations must give regulatory requirements
top priority, since failing to meet these rules Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-87294122231996806462012-07-13T21:05:00.000-04:002012-07-13T21:05:32.663-04:00Opportunities In The Global Investment Landscape
By M. Isi Eromosele
As the global economic recovery slowly gains increasing
credibility and momentum, the investing environment continues to pose new challenges.
And while this changed landscape will require higher levels of
insight and due diligence, it also offers unprecedented opportunities, some of
which have not been seen in more than 50 years.
To maximize the potential of this Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-38010406980652136352012-07-13T19:34:00.000-04:002012-07-24T20:53:35.496-04:00Options for Managing A Global Systemic Bank Crisis
By M. Isi Eromosele
The on-going financial crisis results not from a cyclical or
managerial failure, but from a structural one.
So far, the conventional solutions that are being applied -
nationalization of the problem assets (as in the original Paulson bailout) or
nationalization of the banks (as in Europe) only deal
with the symptoms, not the systemic cause of today’s banking Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-1403426347789758182012-07-13T18:05:00.001-04:002012-07-13T18:05:48.285-04:00Positioning Portfolios to Manage Inflation Risk
By M. Isi Eromosele
In the wake of the worst global financial crisis since the Great
Depression and continuing economic uncertainty, many institutional investors
should take a hard look at their asset allocation structures and the risk-mitigating
defenses they have in place.
While economists are still debating about whether inflation
or deflation is the bigger short-term risk, Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-20200622231425747892012-07-10T12:25:00.002-04:002012-07-10T12:25:59.324-04:00A Multifaceted Approach To Risk Appetite Management
By M. Isi Eromosele
The financial crisis that started in the summer of 2008 with
a sharp devaluation of U.S.
sub-prime mortgage assets has raised concerns about the effectiveness of
financial firms’ risk management.
Several issues certainly deserve specific attention,
including the effectiveness of exposure control processes, the objectivity of
credit derivatives valuation and the Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-16728274978916270452012-07-10T10:43:00.000-04:002012-07-10T10:43:28.533-04:00Market Investment Opportunities In Distressed Debt
By M. Isi Eromosele
The market uncertainty and volatility arising from the
massive debt overhang in the U.S.
and Europe vividly demonstrate the investment risks
associated with the developed world’s unprecedented build-up and unwinding of
leverage.
At the same time, that mountain of debt may create historic
investment opportunities as many lenders become forced sellers at depressed
Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-3571831767793803502012-07-09T03:49:00.002-04:002012-07-09T03:52:56.443-04:00Reform Of The Global Financial Architecture
By M. Isi Eromosele
The global financial system has three components: private
sector institutions, the nations that have supervisory jurisdiction over the
private institutions, and the international institutions through which the
national authorities coordinate and cooperate.
The Global Financial Architecture (GFA) is the collective
governance arrangements at the global level for Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-79150635720228115952012-07-09T01:58:00.000-04:002012-07-09T01:58:00.536-04:00Investment Value In U.S. Mid-Cap Stocks
By M. Isi Eromosele
During the past 25-year period, U.S.
mid cap stocks have outperformed their large and small cap counterparts. Yet, many institutional portfolios
still maintain a relatively low allocation to this asset class.
Long-term investors should reconsider the role of mid cap
stocks in a well diversified portfolio because they may offer distinctive
features large caps Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-23774047718279232592012-07-08T22:49:00.000-04:002012-10-02T20:23:33.438-04:00The U.S. Dollar As The Global Reserve Currency - An Analysis
By M. Isi Eromosele
For many years, there has been continued speculation about
the end of the U.S. Dollar’s role as the world’s main reserve currency.
This has partly been a function of a rebalancing world
economy in which new economic powers are emerging. But it is also linked to
growing concerns about the significant fiscal problems facing the world’s
largest economy and their effects Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0tag:blogger.com,1999:blog-8982012058182078926.post-63879574432847537232012-07-08T21:30:00.002-04:002012-07-08T21:30:59.102-04:00Strengthening Global Financial Supervision and Regulations
By M. Isi Eromosele
The Global Financial System needs a major restructuring in
order to avoid a repeat of the ongoing global financial crisis in the future.
Major changes will need to be implemented in regulations, structure
and processes and more importantly, in the culture of those leading both large
financial institutions and the supervisory agencies.
There also needs to be Oseme Grouphttp://www.blogger.com/profile/14621229261849156457noreply@blogger.com0